@charset "UTF-8";
:root{--paper:#f5f4ed;--white:#fffef9;--ink:#222b27;--muted:#5e6860;--line:#d5d9cd;--accent:#846d37;--dark:#1d332c;--gold:#e0c58b;--serif:Georgia,'Times New Roman',serif;--sans:Arial,'Helvetica Neue',sans-serif;--radius:0px;font-size:16px;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);line-height:1.65}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--accent)}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}input,select{min-width:0;max-width:100%}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--accent);outline-offset:4px}button:disabled{cursor:default;opacity:.6}[hidden]{display:none!important}.container{width:min(1280px,calc(100% - 80px));margin-inline:auto}h1,h2,h3,h4,p{margin-top:0}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.17;letter-spacing:-.025em}h1{font-size:clamp(2.5rem,4.4vw,4.4rem);margin-bottom:24px}h2{font-size:clamp(2rem,3vw,3rem);margin-bottom:18px;max-width:930px}h3{font-size:1.35rem;line-height:1.3;font-weight:600}h4{font-size:.9rem;font-weight:600;line-height:1.5}p{margin-bottom:1.2em}.eyebrow{text-transform:uppercase;font-size:.75rem;letter-spacing:.16em;font-weight:600;color:var(--accent);margin-bottom:24px}.skip{position:fixed;left:12px;top:-90px;z-index:100;padding:10px 20px;background:var(--white);color:var(--ink)}.skip:focus{top:8px}
.site-header{position:sticky;top:0;z-index:20;background:var(--paper);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:88px}.publication-logo{text-decoration:none;display:flex;align-items:center;gap:12px;font-family:var(--serif);font-size:1.25rem;line-height:1.15;white-space:nowrap}.monogram{width:37px;height:37px;display:grid;place-items:center;border:1px solid var(--accent);color:var(--accent);font-family:var(--sans);font-size:.82rem;letter-spacing:.04em}.desktop-nav{display:flex;gap:24px;align-items:center;font-size:.88rem}.desktop-nav a{text-decoration:none}.header-actions{display:flex;align-items:center;gap:16px}.lang-switch{display:flex;align-items:center;gap:3px;font-size:.75rem}.lang-switch a{text-decoration:none;padding:7px 6px}.lang-switch [aria-current]{background:var(--ink);color:var(--paper)}.menu-toggle{display:none;width:42px;height:42px;background:none;border:1px solid var(--line);padding:11px}.menu-toggle span{display:block;height:1px;background:var(--ink);margin:5px 0}.mobile-nav{padding-block:12px 24px}.mobile-nav a{display:block;padding:10px 0;border-top:1px solid var(--line);text-decoration:none}
.hero{padding-block:64px 28px;background:var(--dark);color:var(--white)}.hero-grid{display:grid;grid-template-columns:1.85fr 1fr;gap:80px;align-items:center}.hero .eyebrow{color:var(--gold)}.hero-lead{font-size:1.08rem;line-height:1.8;color:#d1dad4;max-width:700px}.hero-buttons{display:flex;align-items:center;gap:28px;margin-top:32px}.button{display:inline-flex;justify-content:center;align-items:center;gap:28px;padding:13px 22px;border:1px solid transparent;text-decoration:none;font-size:.95rem;font-weight:600;min-height:49px}.gold{background:var(--gold);color:var(--dark)}.gold:hover{background:var(--white);color:var(--dark)}.text-link{font-size:.9rem;display:inline-block;text-decoration:none;border-bottom:1px solid var(--accent);padding-block:4px}.text-link.light{color:var(--white);border-color:#73857a}.issue-index{border-block:1px solid #718278;padding-block:23px}.issue-index>.eyebrow{margin-bottom:12px}.issue-index>a{display:grid;grid-template-columns:30px 1fr 20px;gap:10px;border-top:1px solid #4c6457;padding-block:20px;text-decoration:none;align-items:center}.issue-index>a>span{font-size:.82rem;color:var(--gold)}.issue-index strong{font-weight:400;font-size:1rem}.issue-index>a:hover{color:var(--gold)}.hero-bottom{display:grid;grid-template-columns:1.25fr 1fr;align-items:center;gap:80px;border-top:1px solid #4c6457;padding-top:24px;margin-top:46px}.stats{display:grid;grid-template-columns:repeat(4,1fr)}.stats>div{padding-inline:22px;border-right:1px solid #4c6457}.stats>div:first-child{padding-left:0}.stats strong{font:2rem var(--serif);color:var(--gold);display:block}.stats span{font-size:.78rem;display:block;margin-top:5px;color:#cad6ce}.risk-line{font-size:.76rem;line-height:1.75;color:#c5cfc7;margin:0}.risk-line a{color:#f3e6c1;white-space:nowrap}.byline{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding-block:20px;color:var(--muted);font-size:.75rem}
.section{padding-block:76px;scroll-margin-top:88px}.section+.section{border-top:1px solid var(--line)}.section:nth-of-type(3n+1){background:var(--white)}.section-heading{display:flex;justify-content:space-between;gap:32px;margin-bottom:30px}.section-heading .eyebrow{margin-bottom:17px}.section-intro,.body-copy{max-width:880px;color:var(--muted)}.section-intro{font-size:1.07rem}.filters{display:grid;grid-template-columns:1.2fr .65fr 1.15fr 1fr auto;align-items:end;gap:14px;margin-top:25px}label{display:flex;flex-direction:column;font-size:.88rem;gap:8px}input,select{background:var(--white);color:var(--ink);border:1px solid #abb6ab;border-radius:var(--radius);padding:12px;width:100%;min-height:47px}input::placeholder{color:#768077}.filter-reset,.print-button{border:1px solid var(--line);background:transparent;color:inherit;padding:12px 18px;font-size:.88rem;min-height:47px}.filter-reset:hover{background:var(--ink);color:var(--paper)}.table-toolbar{display:flex;align-items:center;justify-content:space-between;font-size:.85rem;margin:24px 0 16px;gap:20px}.sort-label{display:flex;flex-direction:row;align-items:center;gap:10px}.sort-label select{width:auto;max-width:245px;font-size:.85rem;min-height:38px;padding:7px 10px}.table-scroll{overflow:auto;border:1px solid var(--line);max-width:100%}table{border-collapse:collapse;width:100%;text-align:left}th,td{border-bottom:1px solid var(--line);padding:22px 20px;vertical-align:top}thead th{font-size:.75rem;text-transform:uppercase;letter-spacing:.04em;font-weight:600;background:var(--paper);color:var(--muted)}tbody tr:last-child>th,tbody tr:last-child>td{border-bottom:0}tbody tr:hover>td,tbody tr:hover>th{background:color-mix(in srgb,var(--accent) 5%,var(--white))}.rating-table{min-width:1100px;background:var(--white)}.rating-table td{font-size:.88rem;line-height:1.75}.rating-table th[scope=row]{min-width:175px;font-weight:500}.rating-table .rank{font:1.1rem var(--serif);color:var(--accent)}.platform-name{font-size:1.06rem;text-decoration:none;font-weight:600}.platform-type{display:block;font-size:.75rem;color:var(--muted);margin-top:6px}.ticket{white-space:nowrap}.rating-table .best-for{min-width:260px;max-width:330px}.row-link{display:grid;place-items:center;text-decoration:none;width:35px;height:35px;border:1px solid var(--line);font-size:1.1rem}.row-link:hover{border-color:var(--accent)}.source-ref{font-size:.75rem;color:var(--accent);white-space:nowrap;display:inline-block;font-weight:400}.footnote{font-size:.78rem;color:var(--muted);line-height:1.8;margin-block:16px 22px}.empty-state{border:1px dashed var(--line);padding:25px;color:var(--muted)}.method-note{border-block:1px solid var(--line);padding:18px 0}.method-note summary{font-size:.92rem;cursor:pointer}.method-note p{font-size:.88rem;color:var(--muted);max-width:1000px;margin:16px 0 0}.disclosure{padding:25px;border:1px solid var(--line);background:var(--white)}.disclosure p{font-size:.92rem;margin:10px 0 0;color:var(--muted)}
.profile-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.platform-profile{padding:28px;border:1px solid var(--line);background:var(--white);scroll-margin-top:112px;border-radius:var(--radius)}.profile-heading{display:flex;align-items:center;gap:14px;border-bottom:1px solid var(--line);padding-bottom:20px;margin-bottom:24px}.profile-heading h3{margin:0;font:1.7rem var(--serif)}.profile-index{font-size:.75rem;color:var(--accent)}.profile-heading>a{margin-left:auto;text-decoration:none;font-size:1.4rem}.profile-field h4{margin:20px 0 8px}.profile-field p{font-size:.92rem;color:var(--muted);line-height:1.8}.profile-limit{margin:22px 0;padding:17px 0;border-block:1px solid var(--line)}.profile-limit strong{font-size:.85rem}.profile-limit p{font-size:.85rem;line-height:1.8;color:var(--muted);margin:8px 0 0}.platform-profile:last-child{grid-column:1/-1}.platform-profile:last-child .profile-field{display:inline-block;vertical-align:top;width:32%;padding-right:22px}.matrix-table{min-width:1450px;table-layout:fixed;background:var(--white)}.matrix-table th:first-child{position:sticky;left:0;width:210px;background:var(--paper);border-right:1px solid var(--line);z-index:1}.matrix-table thead th{font-size:.95rem;text-transform:none;letter-spacing:0;color:var(--ink)}.matrix-table tbody th{font-size:.9rem;font-weight:500}.matrix-table td{font-size:.88rem;line-height:1.8}.criterion-code{display:block;font-size:.73rem;color:var(--accent);margin-bottom:8px}.matrix-table time{display:block;font-size:.7rem;color:var(--muted);margin-top:8px}.data-status{display:block;font-size:.7rem;border-bottom:1px solid var(--line);color:var(--accent);padding-bottom:7px;margin-bottom:12px}.data-status.unknown{color:#984423}.scroll-hint{font-size:.85rem;color:var(--muted);margin-bottom:20px}.fee-table{min-width:970px;background:var(--white)}.fee-table tbody th{width:17%;font-size:1rem;font-weight:500}.fee-table td{font-size:.92rem;line-height:1.8;width:42%}.fee-table td:last-child{width:41%}.geography-table{min-width:900px;background:var(--white)}.geography-table th[scope=row]{width:19%;font-weight:500}.geography-table td{font-size:.93rem;line-height:1.8;width:40%}
.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:28px}.topic-grid:has(.topic-card:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.topic-card{border:1px solid var(--line);background:var(--white);padding:30px;border-radius:var(--radius)}.topic-number{font:1.5rem var(--serif);color:var(--accent)}.topic-card h3{font:1.45rem/1.3 var(--serif);margin:24px 0 16px}.topic-card p{font-size:.95rem;color:var(--muted);line-height:1.8}.criteria-list{display:grid;grid-template-columns:1fr 1fr;gap:0 40px;margin:32px 0}.criteria-item{display:grid;grid-template-columns:34px 1fr;gap:15px;padding:16px 0;border-top:1px solid var(--line);font-size:.95rem}.criteria-item span{font-size:.75rem;color:var(--accent)}.criteria-item strong{font-weight:400}.scenario-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.scenario{border-top:2px solid var(--accent);padding:26px;background:var(--white);display:flex;flex-direction:column;align-items:start}.scenario-num{font-size:.82rem;color:var(--accent)}.scenario h3{font:1.5rem var(--serif);margin:22px 0 16px}.scenario p{font-size:.95rem;color:var(--muted);line-height:1.8}.scenario a{margin-top:auto;font-size:.9rem;padding-top:10px}.scenario:last-child{grid-column:span 2}.access-list{margin-top:35px}.access-list article{display:grid;grid-template-columns:230px 1fr;gap:25px;border-top:1px solid var(--line);padding:24px 0}.access-list h3{font-size:1.2rem;font-weight:500}.access-list p{font-size:.95rem;color:var(--muted);margin:0}.coverage-stats{display:grid;grid-template-columns:repeat(3,1fr);border-block:1px solid var(--line);padding-block:26px;margin-bottom:25px;gap:30px}.coverage-stats strong{display:block;font:2.4rem var(--serif);color:var(--accent)}.coverage-stats span{display:block;color:var(--muted);font-size:.88rem}.coverage-details{border:1px solid var(--line);padding:22px;margin-top:25px}.coverage-details summary{cursor:pointer;font-size:1rem}.coverage-details ol{columns:2;column-gap:50px;padding-left:22px}.coverage-details li{break-inside:avoid;font-size:.88rem;line-height:1.7;padding:7px 0}.faq-collection{max-width:1000px}.faq-group+.faq-group{margin-top:40px}.faq-group-title{text-transform:uppercase;font-size:.75rem;letter-spacing:.1em;color:var(--accent);margin-bottom:15px}.faq-item{border-top:1px solid var(--line);scroll-margin-top:105px}.faq-item:last-child{border-bottom:1px solid var(--line)}.faq-item summary{list-style:none;padding:23px 40px 23px 0;font-size:1.03rem;line-height:1.7;cursor:pointer;position:relative}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:'+';position:absolute;right:3px;top:20px;color:var(--accent);font-size:1.4rem}.faq-item[open] summary:after{content:'−'}.question-id{font-size:.73rem;color:var(--accent);margin-right:14px;vertical-align:middle}.answer{padding:0 30px 24px 0;color:var(--muted);font-size:1rem;line-height:1.9}.answer p{margin:0}.sources-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.source-group h3{font-size:1.15rem;font-weight:500}.source-group a{display:flex;align-items:baseline;gap:12px;font-size:.88rem;line-height:1.7;padding:12px 0;border-top:1px solid var(--line);text-decoration:none}.source-group a:hover{text-decoration:underline}.source-group a span{color:var(--accent);font-size:.75rem}.source-group a:target{outline:3px solid var(--accent);outline-offset:5px}
.calculator{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);background:var(--white)}.calculator form{padding:35px;display:grid;gap:22px;align-content:start}.calculator form .button{justify-self:start}.calculator #cost-error{margin:0;color:#ac3428;font-size:.9rem}.calculation{background:var(--dark);color:var(--white);padding:38px}.calculation .eyebrow{color:var(--gold)}#cost-total{display:block;font-size:clamp(2.4rem,5vw,4.5rem);font-family:var(--serif);line-height:1.2;margin:30px 0}.calculation dl{margin:30px 0}.calculation dl>div{display:flex;justify-content:space-between;gap:25px;border-bottom:1px solid #6c706e;padding:12px 0}.calculation dd{margin:0}.calculation p:last-child{font-size:.85rem;color:#d1d8d5}.checklist-header{display:flex;justify-content:space-between;align-items:center;margin:30px 0 20px;gap:20px}.checklist-header output{font:2rem var(--serif);color:var(--accent);margin-right:20px}.checklist-header span{font-size:.9rem;color:var(--muted)}progress{width:100%;height:6px;accent-color:var(--accent);border:0;display:block;margin-bottom:30px;background:var(--line)}progress::-webkit-progress-bar{background:var(--line)}progress::-webkit-progress-value{background:var(--accent)}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:0 40px}.checklist label{display:flex;flex-direction:row;align-items:center;gap:18px;padding:23px 0;border-bottom:1px solid var(--line);font-size:1rem;cursor:pointer}.checklist input{width:21px;height:21px;min-height:21px;accent-color:var(--accent);flex-shrink:0}.checklist small{display:block;font-size:.73rem;color:var(--accent);margin-bottom:6px}.checklist label:has(input:checked){color:var(--muted)}.checklist label:has(input:checked) span{text-decoration:line-through}
footer{background:var(--dark);color:var(--white);padding:40px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:20px;align-items:center}.footer-brand{font:1.9rem var(--serif);text-decoration:none}.footer-note{max-width:880px;font-size:.78rem;color:#c7d0ca;line-height:1.85;margin-block:24px 30px}.print-button{border-color:#718278}.footer-bottom{display:flex;gap:30px;flex-wrap:wrap;border-top:1px solid #718278;padding-top:22px;font-size:.78rem}.footer-bottom>span{margin-right:auto}.prose{max-width:920px;padding-block:34px 80px}.breadcrumbs{display:flex;gap:14px;font-size:.85rem;color:var(--muted);margin-bottom:55px}.prose h1{font-size:clamp(2.4rem,5vw,3.5rem)}.prose-lead{font-size:1.15rem;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:30px;margin-bottom:40px}.prose h2{font-size:1.8rem;margin-top:38px}.prose p{line-height:1.9}.expert-card{display:grid;grid-template-columns:86px 1fr;gap:28px;border:1px solid var(--line);background:var(--white);padding:30px}.expert-monogram{background:var(--dark);color:var(--gold);width:80px;height:80px;display:grid;place-items:center;font:2rem var(--serif)}.expert-card h2{margin-top:0}.expert-card h3{font-size:1.1rem;margin-top:30px}.social-links{display:flex;gap:20px;flex-wrap:wrap}
/* Four publications share facts while retaining distinct typography and composition. */
.theme-ledger{--paper:#f4f5f7;--white:#fff;--ink:#202329;--muted:#5b606d;--line:#d6d9e0;--accent:#334ead;--dark:#18233e;--gold:#d3e0ff;--serif:'Courier New',monospace}.theme-ledger .hero{background:var(--paper);color:var(--ink);border-bottom:3px solid var(--ink);padding-top:40px}.theme-ledger .hero h1{font-family:var(--sans);font-weight:650;font-size:clamp(2.3rem,4vw,3.8rem)}.theme-ledger .hero-lead,.theme-ledger .risk-line,.theme-ledger .stats span{color:var(--muted)}.theme-ledger .hero .eyebrow,.theme-ledger .stats strong,.theme-ledger .issue-index>a>span{color:var(--accent)}.theme-ledger .hero .text-link,.theme-ledger .risk-line a{color:var(--ink)}.theme-ledger .hero-bottom,.theme-ledger .issue-index,.theme-ledger .issue-index>a,.theme-ledger .stats>div{border-color:var(--line)}.theme-ledger .hero-grid{grid-template-columns:2fr 1fr}.theme-ledger h2{font-family:var(--sans);font-weight:600;letter-spacing:-.035em}.theme-ledger .hero-bottom{margin-top:30px}.theme-ledger .publication-logo{font-family:var(--serif);font-weight:bold}.theme-ledger .platform-profile{border-top:4px solid var(--dark)}.theme-ledger .topic-card{background:transparent;border:0;border-left:2px solid var(--accent)}.theme-ledger .profile-grid{gap:0}.theme-ledger .platform-profile:last-child{grid-column:auto}.theme-ledger .platform-profile:last-child .profile-field{display:block;width:auto;padding:0}.theme-ledger .scenario-grid{grid-template-columns:repeat(5,minmax(0,1fr))}.theme-ledger .scenario{padding:20px}.theme-ledger .scenario:last-child{grid-column:auto}.theme-ledger .scenario h3{font-family:var(--sans);font-size:1.12rem}.theme-ledger .section{padding-block:60px}
.theme-compass{--paper:#f8f3e9;--white:#fffcf4;--ink:#302b25;--muted:#6b6256;--line:#ded3c0;--accent:#90622d;--dark:#362d25;--gold:#e8bd7f}.theme-compass .hero{background:var(--paper);color:var(--ink);border-bottom:1px solid var(--line)}.theme-compass .hero-copy{max-width:850px}.theme-compass .hero-grid{grid-template-columns:1fr}.theme-compass .hero h1{font-style:italic;font-size:clamp(2.6rem,4.6vw,4.8rem)}.theme-compass .hero-lead,.theme-compass .risk-line,.theme-compass .stats span{color:var(--muted)}.theme-compass .hero .eyebrow,.theme-compass .stats strong,.theme-compass .issue-index>a>span{color:var(--accent)}.theme-compass .hero .text-link,.theme-compass .risk-line a{color:var(--ink)}.theme-compass .issue-index{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;padding-block:0;border:0}.theme-compass .issue-index>.eyebrow{display:none}.theme-compass .issue-index>a{border-top:1px solid var(--line);padding-block:17px}.theme-compass .hero-grid{gap:34px}.theme-compass .hero-bottom,.theme-compass .stats>div{border-color:var(--line)}.theme-compass .hero-bottom{margin-top:12px}.theme-compass .profile-grid{grid-template-columns:1fr}.theme-compass .platform-profile{display:grid;grid-template-columns:repeat(3,1fr);gap:0 32px;padding:28px 0;background:transparent;border:0;border-top:1px solid var(--line)}.theme-compass .profile-heading,.theme-compass .profile-limit,.theme-compass .platform-profile>.text-link{grid-column:1/-1}.theme-compass .platform-profile:last-child .profile-field{display:block;width:auto;padding:0}.theme-compass .topic-card{border-width:0 0 1px;padding:15px 0 25px;background:transparent}.theme-compass .monogram{border-radius:50%}
.theme-access{--paper:#f2f6fa;--white:#fff;--ink:#142c46;--muted:#536c82;--line:#cbd9e6;--accent:#175db0;--dark:#102d4b;--gold:#c8e6ff;--serif:Arial,'Helvetica Neue',sans-serif;--radius:12px}.theme-access h1,.theme-access h2{font-weight:650;letter-spacing:-.035em}.theme-access .hero{background:var(--dark)}.theme-access .hero-grid{grid-template-columns:1.6fr 1fr;gap:55px}.theme-access .hero h1{font-size:clamp(2.4rem,4.2vw,4.25rem)}.theme-access .issue-index{border:1px solid #547695;padding:26px;border-radius:12px}.theme-access .hero .eyebrow,.theme-access .stats strong,.theme-access .issue-index>a>span{color:var(--gold)}.theme-access .hero-lead,.theme-access .stats span,.theme-access .risk-line{color:#c6d9ea}.theme-access .hero-bottom,.theme-access .stats>div,.theme-access .issue-index>a{border-color:#547695}.theme-access .button{border-radius:7px}.theme-access .profile-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.theme-access .platform-profile:last-child{grid-column:span 2}.theme-access .platform-profile:last-child .profile-field{display:block;width:auto;padding:0}.theme-access .topic-card{border-top:4px solid var(--accent)}.theme-access .publication-logo{font-weight:650;font-size:1.1rem}.theme-access .monogram{border-radius:8px}.theme-access .section:nth-of-type(3n+1){background:transparent}.theme-access .table-scroll{border-radius:10px}.theme-access .profile-heading h3{font-size:1.35rem}
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